Is your business reliant on a fleet of vehicles? If so, you understand the crucial role they play in your operations. A single accident or breakdown can disrupt your business, leading to financial loss and reputational damage. That’s where motor fleet insurance comes in.

What is Motor Fleet Insurance?

Motor fleet insurance provides comprehensive coverage for multiple vehicles owned by a single business. Unlike insuring each vehicle separately, a fleet policy offers several advantages:

• Cost-effective: Often, combining your vehicles under one policy can result in significant savings.
• Simplified management: One policy, one renewal date, and easier claims handling.
• Tailored coverage: We can customize your policy to meet your specific business needs.

What Does A Motor Fleet Policy Cover?

The coverage provided will depend on your requirements and the insurer in question, but generally, the following covers are available:

• Third-party liability: Protects against claims for injury or damage caused to others.
• Own damage: Covers damage to your vehicles in accidents, fire, theft, or vandalism. This is known as comprehensive cover.
• Breakdown cover: Provides assistance in case of vehicle breakdowns. This can be included with some insurers or can also be purchased as a standalone cover.
• Motor Legal Expenses: Covers the legal costs in recovering your uninsured losses following a non-fault claim, such as your policy excess and credit hire costs.

Motor Fleet Risk Management

There is a range of fleet risk management resources available online. Aviva, one of the UK’s largest fleet insurers, have an excellent catalogue of guides on their website. The guidance includes best practice regarding use of agency drivers, driving in adverse weather, young drivers, vulnerable road users and electric vehicles. For details visit their website.

Why Choose Us?

• Expert knowledge: Our team has in-depth understanding of the complexities of fleet insurance.
• Tailored solutions: We work closely with you to create a policy that perfectly matches your business needs.
• Competitive pricing: We offer competitive rates without compromising on coverage.
• Excellent customer service: Our dedicated team is always on hand to assist you, including with claims.

Ready to protect your fleet? Contact us today for a free quote. Our experts will guide you through the process and ensure you have the right coverage in place.