Daines Kapp Insurance Brokers is an independent, family-owned insurance brokerage founded by Kevin Daines MCMI in 1989 and based in Ware, Hertfordshire. Today the firm is led by Managing Director Kevin Daines and Broking Director Stefan Daines FCII, a Chartered Insurance Broker. We provide expert insurance advice and tailored solutions to businesses and individuals across London, the Home Counties and nationally.
Daines Kapp is authorised and regulated by the Financial Conduct Authority (FCA number 305208) and is a proud member of Willis Networks, empowering us to offer a comprehensive range of insurance products backed by the strength and stability of a global network. We pride ourselves on building strong, lasting relationships with our clients by delivering personalised advice and tailored insurance solutions.
Our Services
Our commitment to excellence is evident in our specialisation across various sectors. We offer expert insurance coverage for corporate and commercial businesses, catering to the unique needs of each industry. We have a particular focus on construction risks, including contractors, non-negligence and renovations. Our specialised knowledge extends to sectors such as arborists as well as RICS & property professionals, ensuring that these industries receive the specific protection they require. We also arrange cyber insurance and directors’ and officers’ (D&O) insurance for businesses of all sizes.
For high-net-worth individuals, we provide bespoke insurance packages that safeguard their assets and lifestyle. Our dedicated team understands the complexities of insuring valuable possessions and properties, offering tailored solutions to meet the unique needs of each client.
Our team holds qualifications from the Chartered Insurance Institute, including FCII (Fellow) and Cert CII. Our managing director, Kevin Daines, is a Member of the Chartered Management Institute (MCMI).
Why Daines Kapp
- Independent and family-owned since 1989 — We work for our clients, not an insurer, sourcing cover from the whole market through Willis Networks.
- Qualified, experienced team — Our brokers hold Chartered Insurance Institute qualifications and are committed to ongoing professional development.
- British Insurance Awards finalists 2026 — Shortlisted for Independent Broker of the Year and Young Achiever of the Year at the industry’s most prestigious awards.
- Specialists in complex and niche risks — From construction and contractors to arborists and high-net-worth clients, we understand the sectors we serve.
- A strong track record of developing talent from within — Several members of our team joined through structured apprenticeship programmes and have been studying for CII qualifications from day one.
Whether you are a business owner seeking comprehensive risk management or an individual looking to protect your assets, we are committed to providing you with the highest level of service and expertise. Contact us today to discuss your insurance needs.
